MANAGED RISK INVESTING During these troubled times, you want an adviser that constantly monitors your portfolio and makes changes as the market dictates.  Many advisers take a buy and hold approach that leaves your portfolio suspect to the whims of the market.  At Bills Asset Management we take a more tactical approach.  Our goal is to capture 75% of an up market and avoid 75% of a down market.  In our more than 20 year existence, we have been largely successful in meeting our goals and satisfying our client’s desires for returns while limiting volatility.  Managing the risks inherent in the markets is a hallmark of our firm.  Having our clients sleep well at night is the greatest compliment we could get.  Our clients include individuals, associations, corporations, pension and profit sharing plans, trust accounts and individual 401k and 403b accounts.  We are a fee only investment adviser investing primarily in no-load mutual funds.  We invite you to peruse our website and get to know us.  Make sure you also sign up for our FREE newsletter and blog below.  We appreciate your interest in Bills Asset Management and look forward to working with you to achieve your financial planning and investment goals. FREE NEWSLETTER AND BLOG BAM Market Wrap is published twice monthly and provides insightful and timely market commentary as well as an update of our current market positioning.  Please visit our newsletter archives here and enter your email address to have copies delivered to you by email.  Also be sure to visit our blog, BAM Market Wrap Extended Edition for more up to date market commentary.  Inputting your email address below will alert you by email of blog entries as they are made. Enter your email address: Delivered by FeedBurner IMPORTANT CONSUMER DISCLOSURE Bills Asset Management (“BAM”) is an SEC registered investment adviser located in Franklin, Tennessee.  BAM and its representatives are in compliance with the current filing requirements imposed upon SEC registered investment advisers by those states in which BAM maintains clients. BAM may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. BAM’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links.  Accordingly, the publication of BAM’s web site on the Internet should not be construed by any consumer and/or prospective client as BAM’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.  Any subsequent, direct communication by BAM with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of BAM, please contact the SEC or the state securities regulators for those states in which BAM maintains a notice filing.  A copy of BAM’s current written disclosure statement discussing BAM’s business operations, services, and fees is available from BAM upon written request. BAM does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to BAM’s web site or incorporated herein, and takes no responsibility therefor.  All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.